Can Anyone Respond Logically, Except You? By that I mean that if you want the expansion to have any relevance to you then you'll have to tell us a bit about yourself. Otherwise we can only make up some random description of nobody in particular, and if there happens to be a Carley which fits the description it's just a fluke. It takes the 'apro' out of 'apronym'.
However, I can expand it based on the meaning of the name. Carley comes from ceorl, an Ancient Germanic word meaning "Freeholder." Not much to work with there, but I'll give it a go:
Carefree After Repaying Loan, Exclaims 'Yippee!'
Continues Accumulating Rental Lucre Every Year
(assuming the person owns a property and is renting it out)